AARP, or the American Association of Retired Persons, is a non-governmental and non-profit organization that works on a membership basis. It was established in 1958 through the efforts of Ethel Percy Andrus, a retired school teacher. Its main aim is to work towards improving the quality of life for all people as they age.

Currently, reward credit cards are one of the most talked about financial products in the market. The best part is that they are specifically tailored for purposes like travel, balance transfer, gas rewards and cashback. But having a rewards credit card also means incurring an annual fee. These can range anywhere from $25 to $2500.

An Individual Retirement Account (IRA) is a portfolio of financial products like stocks, bonds, mutual funds, and retirement savings accounts. IRA is an investing tool for retirement that is used to save and earmark funds for various investment purposes to financially secure your future. Contributions can be made to four popular types of IRA’s including traditional, Roth, Simple, and SEP IRAs.

The current economic conditions and shifting market trends will make significant impact in 2017. These two factors will play a major role when selecting the best Vanguard investments this year. A great challenge for investors is an apprehension that capital markets may overheat. As a smart investor, you must avoid the short-term noise and focus on the bigger cyclical trends.

There are numerous credit cards that offer cashback, reward points, air miles, hotel points, low APRs, 0% balance transfer, and other benefits. But which one is right for you? No single credit card offers the best of all these features. Some are better in some aspects, while others appeal to a different kind of customer.

The economy is more volatile and investors need to be cautious. There are bound to be under-performers and over-performers. The following are promising mutual funds that you can invest in this year. Vanguard 500 Index Fund: A broad index fund, this has a low expense ratio of 0.16 and requires a minimum investment of $3000.