There are a number of factors to be considered when applying for a credit card. Apart from the annual percentage rate (APR) and the transfer fees, you also need to take a good look at the perks offered by the card. Here is a list of the top 10 credit cards of 2018.

Medicare is a program by the government which offers health care coverage for individuals who are above 65, or individuals who are under 65 but diagnosed with an end-stage renal disease, or individuals below the age of 65 getting Social Security Disability Insurance for a specific period of time. After you become eligible for Medicare, you need to enroll during the open enrollment period and choose to get the benefits from the Original Medicare.

It is important to invest in a dental insurance plan if you do not want to spend a fortune every time you visit the dentist. Dental treatments are not cheap and it helps to invest in a plan that provides a comprehensive dental coverage to you. Below is a list of the top five dental insurance providers in 2018:

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place.

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals.

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders.