Florida ranks fourth in the United States, and it is considered as one of the most expensive states to insure a vehicle. So getting car insurance in the state can be an expensive affair, especially when you’re moving there from a state where the rates are much lower and the regulations less stringent.

What is short term car insurance, and why would one want it? Well, short term car insurance refers to temporary insurance for your car and may be useful for a number of reasons. Short term car insurance offers full, comprehensive coverage for a car and covers anyone who drives the vehicle.

You need to have car insurance in order to drive your car every state mandates a certain basic insurance coverage. If you don’t have the money to spend on additional coverage, then, even though most experts and car insurance groups would not recommend it, you can go with what is the minimum mandated coverage for your state.

It is not up to the owner or driver of a car as to whether to carry insurance for the vehicle or not. It is a requirement, and by law, you cannot drive around in a vehicle that is uninsured. So, this means that when you’re buying a car, borrowing one, trading one, or even selling it, it is imperative to know for sure that the car’s papers, including insurance, are in order.

You might wonder why you would ever need to find out if a car is insured. After all, if the car is yours, you probably are already well aware of every detail of the insurance, especially the costs and coverage. But how about in those instances when you are not the owner of a car, but perhaps the potential buyer, or a temporary driver.

Vehicle insurance takes care of the cost of repairs and any damages, not to mention legal expenses if you were involved in an accident with damage to property and self. It is a smart investment now to save money and cover vital liabilities and expenses if the need ever arises.